Ahuja Estates

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Standard Interest Rates for Resident Indians

To know the impact of change in FRR on your existing Home Loan Tenure, please use the Online Calculator.

For further queries regarding the change in rates, please write to us on kapursaya@yahoo.co.in or you can get in touch with our call centre at 9810128617, 9811237690

Description of Charges	Home Loans
Loan Processing Charges / Renewal Charges	Home Loans : 0.5% processing /admin fee or Rs. 2000/- whichever is higher Loan OD against Property or Office Premises Loans : 1% of loan amount or Rs. 2,000/- whichever is higher
Prepayment Charges	2 % on the principal outstanding on full prepayment
Solvency Certificate	NA
Charges for late payment (loans)	Home Loans : 2% per month Home OD : 1.5% of the outstanding amount subject to minimum of Rs. 500/- & Maximum of Rs.5000/-
Charges for changing from fixed to floating rates of interest	1.75% on principal oustanding
Charges for changing from floating to fixed rates of interest	1.75% on principal oustanding
Cheque Swap Charges	Rs. 500/-
Document Retrieval Charges	Rs. 500/-
Cheque bounce charges	Rs. 200/-

Note : Service Tax and other govt. taxes, levies, etc. applicable as per prevailing rate will be charged over and above these charges

* - Upto 5% for select categories

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